F&M Bank

Founded in 1916, F&M Bank is a locally owned and operated community bank, headquartered in Lodi, California proudly serving California through 32 convenient locations. We are the 11th largest agriculture lender in the United States, and the largest community bank lender to agriculture west of the Rocky Mountains.

Where Banking is Easy

Founded in 1916, F&M Bank is a locally owned and operated community bank, headquartered in Lodi, California proudly serving California through 32 convenient locations.

We are the 11th largest agriculture lender in the United States, and the largest community bank lender to agriculture west of the Rocky Mountains.

F&M Bank offers a full complement of loan, deposit, equipment leasing and treasury management products to businesses, as well as a full suite of consumer banking products. We have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking, bill pay, and treasury management solutions, including remote deposit capture. Customers enjoy the convenience of our drive-up tellers and ATMs, with the satisfaction of knowing many locations are open for Saturday banking.